The 3-Bucket System - How to Stop Living Paycheck to Paycheck in The Bahamas
Stop Living Paycheck to Paycheck—Even on a Bahamian Salary
Most personal finance books are written for Americans. This one isn't.
The 3-Bucket System is a short, no-BS guide to building financial security using the banks, credit unions, and investment firms you actually have access to in The Bahamas.
What's inside:
✓ Chapter 1: The Reality Check - Why NIB won't be enough (real math, not guesses)
✓ Chapter 2: Track It - A 30-day system to see where your money actually goes (designed for our cash-heavy culture)
✓ Chapter 3: Look Out for Future You - The 3-bucket system: Emergency fund → Short-term goals → Long-term wealth
✓ Questions & Answers - What if you're in debt? What about your mortgage? What if there's nothing left over each month? Real answers for real situations
This book is for you if:
- You're making $20K-$60K and feel like it's never enough
- You're tired of living paycheck to paycheck
- You want to retire before 65 but don't know where to start
- You're sick of American finance advice that doesn't work here
What you get:
- Instant PDF download (35 pages, 60-minute read)
- Real Bahamian examples using BICCU, CFAL, RF, and other local institutions
- Worksheets included to track your spending and plan your buckets
- Quick Reference Cheat Sheet (1-page summary you can print and keep)
Written by a Bahamian, for Bahamians.
This isn't theory. This is what actually works.
Frequently Asked Questions
Q: Is this just another American finance book?
A: No. This is specifically for Bahamians, using local institutions like BICCU, CFAL, and RF. All the NIB calculations, salary examples, and cost-of-living numbers are based on Bahamian realities—not U.S. advice that doesn't work here.
Q: Can I get a print version?
A: Not yet, but if there's demand, I'll add one. For now, you can print the PDF as many times as you like.
Q: Is $19.99 worth it for a 35-page book?
A: This isn't a 300-page textbook. It's a short, actionable guide that gets straight to the point. You'll spend 60 minutes reading it and know exactly what to do next. If it helps you plug even one money leak, it could pay for itself in less than two weeks. Most people find several leaks.
A short, no-BS guide to building financial security in the Bahamas. Learn why NIB won't be enough, how to track your money (even if you use cash), and the simple 3-bucket system for saving using local banks, credit unions, and mutual funds. 30 pages. 30-minute read. Written by a Bahamian, for Bahamians. Instant download after purchase!